Primary Distribution Data · Empirical Backtests
The Dividend Desk
for Serious Income Investors
In-depth ETF distribution audits, after-tax return matrices, and empirically backtested portfolio strategies.
Featured Deep Dives
Comprehensive backtests on high-yield ETFs, nominal vs. real returns, and tax drag.
Interactive Dividend Modeler
Simulate compound interest, dividend reinvestment (DRIP), and long-term portfolio cash flow.
Dividend Reinvestment (DRIP) Simulator
Interactive compound interest & dividend growth modeler. Adjust inputs to see long-term projections.
Presets:
Ending Portfolio
$535,481
Contributions: $130,000
Annual Payout (Yr 20)
$48,508
~$4,042/month
Latest Research & Strategy
Asset location blueprints, Roth IRA optimizations, and empirical allocation studies.
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Combining Dividend ETFs (SCHD, VYM, VIG): Income vs. Price Moves
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Adding Bonds to a Dividend Portfolio (SHV, BND, TLT): 12-Yr Test
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International Dividend ETFs (VXUS, VYMI): Roth IRA vs. Taxable
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Does Rebalancing a Dividend Portfolio Pay Off After Taxes? (Data)
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Dividend ETF Payout Cuts (2016–2025): SCHD, VYM, SPYD & QYLD Audit
Why Investors Rely on DividendDesk
Unbiased empirical financial research with zero hype, real after-tax mathematics, and transparent modeling.
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Primary Distribution Audits
Every quarterly cash payment verified from historical ex-dividend records and sponsor filings.
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Empirical Backtests
10 to 14-year year-by-year cash flow verification on top dividend funds.
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After-Tax Optimization
Asset location models identifying exact tax leakage across IRS brackets.
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Capital Trade-Off Tools
Interactive simulators quantifying the real principal price of high yield.